first_img Read This NextRicky Schroder Calls Foo Fighters’ Dave Grohl ‘Ignorant Punk’ forThe WrapCNN’s Brian Stelter Draws Criticism for Asking Jen Psaki: ‘What Does theThe WrapDid Donald Trump Wear His Pants Backwards? Kriss Kross Memes Have AlreadyThe WrapPink Floyd’s Roger Waters Denies Zuckerberg’s Request to Use Song in Ad:The WrapHarvey Weinstein to Be Extradited to California to Face Sexual AssaultThe Wrap2 HFPA Members Resign Citing a Culture of ‘Corruption and Verbal Abuse’The Wrap’The View’: Meghan McCain Calls VP Kamala Harris a ‘Moron’ for BorderThe Wrap’Black Widow’ First Reactions: ‘This Is Like the MCU’s Bond Movie’The Wrap’Small Axe’: Behind the Music Everyone Grooved On in Steve McQueen’sThe Wrap Tags: NULL Tuesday 15 March 2011 8:26 pm whatsapp ANALYST VIEWS: IS DEBENHAMS HEADING IN THE RIGHT DIRECTION? Share whatsapp Show Comments ▼ KCS-content HONOR WESTNEDGE | VERDICT RESEARCHDespite rising commodity prices and high levels of promotional activity on the rest of the UK high street, Debenhams has managed to improve its gross margin on the previous year. Through focusing on its own-bought product, the retailer is in a better financial position to face a tough second-half.JONATHAN PRITCHARD | ORIEL SECURITIESGiven the headwinds which face the UK consumer this is a good result for Debenhams. As petrol prices have soared, so consumer confidence has waned. But Debenhams’ ranges and its consistent focus on innovation will haveensured market gains since Christmas.KEITH BOWMAN | HARGREAVES LANSDOWNIn all, the shadow of the group’s debt bearing private equity past has receded, with management continuing to fortify investor confidence and the shares retaining their positive (buy) market consensus opinion. A focus on profit margins as opposed to sales remains central to management strategy. last_img read more

Union Dicon Salt PLC ( 2015 Annual Report

first_imgUnion Dicon Salt PLC ( listed on the Nigerian Stock Exchange under the Food sector has released it’s 2015 annual report.For more information about Union Dicon Salt PLC ( reports, abridged reports, interim earnings results and earnings presentations, visit the Union Dicon Salt PLC ( company page on AfricanFinancials.Document: Union Dicon Salt PLC (  2015 annual report.Company ProfileUnion Dicon Salt Plc processes and markets crude salt in Nigeria for the industrial and agricultural sectors. The company’s head office is in Lagos, Nigeria. Union Dicon Salt Plc is listed on the Nigerian Stock Exchangelast_img

This money advice could help make you truly rich

first_img Kevin Godbold has no position in any share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. The best advice about money I ever heard is “save some, spend some, and give some away.”We can all aim to become wealthy, but to live a truly rich life we need to keep our thinking on money in balance. Being rich in life has a three-dimensional meaning, in my view, and it’s not all about accumulating cash.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Everyone needs to spend, to get the necessities, but also the extras that reflect your interests in life. Tips, presents, and charitable donations that you give can also help you feel good, which adds to the quality of a balanced life. Regular investing in the stock market can help you build a rainy-day fund or second retirement income, and the knowledge that you are doing that can also help you feel contented as you go through your life. Investing for rainy days and retirementI reckon it’s a good idea to regularly save some of your income, and even better to invest what you set aside. I’d go for shares and share-backed investments such as managed and passive funds, for example.But don’t invest so much that you end up living a life of austerity. I reckon it’s key to live below your means so that you can save and invest, but don’t throw everything at saving and investing. Investing for a brighter future loses its attraction if you end up being the wealthiest person in the graveyard!My preference is to make regular monthly investments into the shares of carefully chosen individual companies alongside managed and passive funds. I like the stock market because, generally, shares have outperformed most other major class of assets such as bonds and cash savings. I think there’s a good chance shares will do well in the decades ahead as well.One thing you can do to get the most from your investments is to take full advantage of the tax benefits offered by pension schemes and Stocks and Shares ISAs. You can go for a workplace pension if your employer offers one, which will likely receive a boost from extra contributions your employer will make over and above your own.If you don’t have one of those, a personal pension that invests in managed funds for you will still give you the tax advantages, as will a Self-Invested Personal Pension (SIPP), which is my choice.Getting great results from investingI like SIPPs and Self-Select Stocks and Shares ISAs because I have full control over what investments go into them. These days, I mainly invest in the shares of individual companies. But it’s only worth doing that if you are prepared to learn all about investing strategy and to put a lot of time into monitoring and researching your investments.If you’re not prepared to that, you can still achieve great investment results over time by putting money into managed funds and passive investments such as tracker funds. If you are keen to get started with investing, you’ve come to the right place here at the Motley Fool. Stay tuned! Image source: Getty Images. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Enter Your Email Address Simply click below to discover how you can take advantage of this.center_img This money advice could help make you truly rich Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. “This Stock Could Be Like Buying Amazon in 1997” Kevin Godbold | Saturday, 29th February, 2020 Our 6 ‘Best Buys Now’ Shares See all posts by Kevin Godboldlast_img read more

Be the best 10 you can be – tips from our Kicking Coach

first_imgFor Back Issues Contact John Denton Services at 01733-385-170 visit Surprise kicksThere are a few trick kicks that aren’t hard to execute and can surprise opponents because of the timing.The first is to kick against the grain of play. Often from a set-piece, the defence follows the ball across the field. So, if the No 10 receives a pass from a lineout on the right-hand touchline and he’s moving with the pass from right to left, he can suddenly change his angles and kick right.It may be that the defence originally covering for a kick into that area has now moved away and the ball bounces into an open space. A good chase might win possession and produce a clear route to the try-line.Another surprise kick we’re seeing more of from teams like the All Blacks is the chip or grubber out of the 22. With defences set up to close down the attack quickly and also cover the long clearance, there’s often a significant gap behind the first line of defence. So this surprise kick can lead to retention of the ball and a great attacking opportunity.This article appeared in the January 2012 issue of Rugby World Magazine. James Horwill chargin down a kick from Aaron Cruden of the All Blacks, during the World CupNo matter what level you play at, there’s a range of kicks that every team should have in its locker. Dan Cottrell of explains what they are and when to use them.You can’t always make touch with a kick and sometimes you don’t want to anyway. Kicking into touch gives the opposition the throw-in and so, in all likelihood, first-phase possession.Instead, you can make your kicks contestable or containable. These kicks come in two parts: the kick and the chase. In both cases, the kick is only as good as the chase, and in some cases a poor kick can be still be made good by the chase.A contestable kick means both sides compete for the ball in the air. Either the kicker or his chasing team reach the dropping point of the kick with the opposition. The best outcomes range from retrieving the ball outright to making the opposition knock on.Even if the opposition catch the ball, a good chase puts the catcher on the ground, with the defence moving forward and the opposition scrambling back.A containable kick pushes the ball behind the defence, with the chasers reducing the time and space to run back. The kick needs to do two things: first, to make defenders run to the ball, ideally so they have to bend down to pick it up. Second, to force the defender on to his weaker side. For example, a right-footed full-back prefers to retrieve a ball running to his right as he doesn’t have to readjust as much to kick the ball.The containable kick needs at least two lines of chasers. The first line spreads across the field and comes up together with around ten to 12 players. The kicker and two or three others sit behind them to cover any kicks back. Some teams might send a quick player ahead to rush any decision.Get-out-of-jail kicksKicking to touch means giving up the lineout ball. However, it’s still a valid option in your own half.First, it will force the opposition further from your line. Contesting a high ball on the 22m line from your clearing kick is high risk.You won’t want to allow the opposition to counter-attack when you might be disorganised, so better to challenge their lineout and be reset in the back-line.Second, when the team is tired, a lineout and a chance to gather your breath is welcome. Defending another attack isn’t desirable, no matter how good your chase.Weather kicksOn wet days, sometimes it’s better to let the opposition have the ball and let them make the mistakes. Use a variety of high kicks, box kicks and low, driving kicks. The variety pulls the defence out of position. It’s better to err on the side of longer kicks because territory is important on wet days.On windy days, it’s better to keep the ball in hand with the wind in your face. If necessary, use contestable kicks to attempt to retain possession. Kicks to touch will catch the wind and not gain much territory. With the wind, kick out of your 22m area with containable kicks and then keep the ball in hand in their half. Would you like to sign up to Rugby World’s excellent weekly email newsletter? Click here.center_img Find a newsagent that sells Rugby World in the UK. Or you may prefer the digital edition on your MAC, PC, or iPad. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALSlast_img read more

Institute of Fundraising’s Web site adds search facility

first_imgInstitute of Fundraising’s Web site adds search facility AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis  16 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Four years after its launch, it is now possible to search the Institute of Fundraising’s Web site.The Institute of Fundraising has added a site search tool, making its 126-page Web site easier to explore. Previously the frames-based Web site, the second incarnation of the site that was first launched in 2000, offered only navigation bar links to its various pages.The search facility appears at the bottom of its left-hand navigation bar. The Institute has chosen free software, AnalogX CGISearch v3.00, to provide the search facility. Advertisement Howard Lake | 8 July 2004 | Newscenter_img You can now search the Institute’s web site Tagged with: Digital About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving.last_img read more

£725k in funding for those who care for the British countryside

first_img The Prince’s Countryside Fund is offering £725,000 in grants to organisations and charities that support people who care for the British countryside.Applications for up to £50,000 are being invited.So far the Fund, set up in 2010, has given £6 million in grants to 135 projects across the UK, benefiting 160,000 people.Claire Saunders, Director of The Prince’s Countryside Fund, said: “Rural and farming communities are under immense pressure at the moment. We are looking for projects which will have a long-term positive impact to help sustain our rural areas and encourage enterprise that will help the people who care for our countryside and make it tick”.Funding is available for projects that address one or more of three key themes:1. thriving rural communities2. rural livelihoods3. farmers of the futureApplications for funding from The Prince’s Countryside Fund close at 5pm on 8 October 2015. Tagged with: Funding About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis £725k in funding for those who care for the British countryside  111 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThiscenter_img Howard Lake | 21 September 2015 | News Photo: sheep in Cornwall by JButcher on About the FundFund Ambassador Sally Gunnell OBE takes a closer look at some of the projects The Prince’s Countryside Fund supports:[youtube height=”450″ width=”800″][/youtube] Advertisementlast_img read more

Property Management Experts Share Insight on QC

first_img Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Property Management Experts Share Insight on QC  Print This Post Previous: Five Star Honors Veterans at Military Heroes Keys for Life Next: Compliance Addressed By Mortgage Industry Experts Demand Propels Home Prices Upward 2 days ago September 13, 2016 1,863 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily in Daily Dose, Featured, News Home / Daily Dose / Property Management Experts Share Insight on QC About Author: Kendall Baer 2016-09-13 Kendall Baer The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Share Save With a normalization of default, the field services sector is under increased scrutiny. The Property Management Lab at the Five Star Conference on Monday discussed how quality control oversight is increasing, and cities and municipalities are becoming increasingly punitive and because of this it is imperative that the property preservation and field services industry, along with its government and servicing partners, engage in open dialogue about the future of the space.The Lab began with opening remarks from the lab directors, Jason Chapman, Director of Field Services for Fannie Mae, and Jerry Mavellia, CEO of Guardian Asset Management. The event then went into a discussion over pre-foreclosure oversight. Specifically, a panel lead by Todd Pawlinski, VP of Property Preservation for Caliber Home Loans, engaged in dialogue about what distinguishes a zombie property from a property that is vacant and new legislation that impacts the property preservation model. Panelists included Kellie Chambers, AVP Investor Relations for Safeguard Properties, LLC; David Dolan, COO for ZVN Properties; Tracy Hager, Senior Industry Relations Officer for Mortgage Contracting Services; Adrienne Villalobos, First VP of Shared Services for PennyMac; and Jacob Williamson, VP Single-Family Real Estate Fulfillment for Fannie Mae.The Lab then progressed to the United States Department of Housing and Urban Development Update lead by Ivery Himes, Director Office of Single-Family Asset Management for HUD. After the update, Brad Phillips, National Field Services Manager for Fannie Mae lead a panel discussion on understanding client core values and lessons learned. Phillips along with panelist Timika Cole, SVP Operations Group Manager for US Bank, and James Taylor, SVP of Asset Management and Property Preservation for Wells Fargo, discussed what they need from their vendors, the importance of understanding core values of a client, how to maximize opportunities with them, and lessons learned during their time in the industry.Following their discussion, Eric Chader, Advisor for HUD, lead a paneled discussion about the changing focus for property preservation. Panelist in this discussion included Darin Decker, VP of Operations for JPMorgan Chase; Robert Klein, Founder & Chairman for Community Blight Solutions; Matt B. Martin, Director of Servicing and Loss Mitigation for HUD; and Ronnie Ory, CEO for Cyprexx Services. The panel went into in-depth conversation about the recent focus on the larger community and the effect pre and post-foreclosure properties have on the area around them and what the industry is doing to show their commitment to the communitites.The lab finished with a paneled discussion on the best way to build a successful network. This panel was led by Chapman, and included Brian Mingham, CEO for National Real Estate Solutions; Dave Sunlin, SVP for Mortgage Contracting Services; Shannon Tomasso, Default Director for PHH Mortgage Corporation, and Sam Tucci, VP of Business Operations for U.S. Best Repair Service. The panel focused on the tricks of the trade to build and maintain relationships throughout the property preservation scope and staying ahead of the changing environment for field services. The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Kendall Baer is a Baylor University graduate with a degree in news editorial journalism and a minor in marketing. She is fluent in both English and Italian, and studied abroad in Florence, Italy. Apart from her work as a journalist, she has also managed professional associations such as Association of Corporate Counsel, Commercial Real Estate Women, American Immigration Lawyers Association, and Project Management Institute for Association Management Consultants in Houston, Texas. Born and raised in Texas, Baer now works as the online editor for DS News. Subscribelast_img read more

Empowering employees: the role of L&D in modern workplaces on-demand webinar

first_imgEmpowering employees: the role of L&D in modern workplaces on-demand webinarBy Personnel Today on 10 Jan 2017 in Personnel Today Previous Article Next Article No comments yet. Leave a Reply Click here to cancel reply.Comment Name (required) Email (will not be published) (required) Website Learning and development professionals find themselves in the midst of what is arguably the most significant period of change in how people learn.At work and at home, individuals now have unprecedented access to an ever-growing selection of learning resources.This Personnel Today webinar, in association with Skillsoft, looks at how L&D professionals can transform workplace learning, adapting their role to maintain their influence in the organisation as learning habits change.Download the slides hereDownload a transcript of the webinar Related posts:No related photos.last_img read more

HMS Westminster escorts Russian task group through Channel

first_img View post tag: Royal Navy Royal Navy frigate escorts Russian task group through English Channel View post tag: Russian Navy The modernized Royal Navy frigate HMS Westminster was deployed on January 5 to keep watch on a Russian Navy task group transiting the English Channel and areas of UK interest, the Royal Navy said.The Portsmouth-based Type 23 frigate remained at sea over the weekend to meet up with the Russian vessels, keeping track of their activities.The Russian ships transiting the Channel are two Steregushchiy-class frigates ‘Soobrazitelny’ and ‘Boiky’ and support vessels ‘Paradoks’ and ‘Kola’ as they head north.“HMS Westminster’s role as the Royal Navy’s Fleet Ready Escort is to be at very high readiness to respond to anything the British government requires,” HMS Westminster’s commanding officer Commander Simon Kelly said.The four Russian ships are believed to be returning to the Baltic after operations in the Middle East. The English Channel is one of the world’s busiest shipping lanes, and with UK shipping contributing more than £10bn to Britain’s economy it is essential the Royal Navy maintains security in its waters.It comes after Royal Navy frigate HMS St Albans spent her Christmas at sea escorting another Russian warship, the Admiral Gorshkov. The recent festive season has seen an upsurge in Russian units transiting UK waters.HMS Tyne was also called to escort a different vessel, a Russian intelligence-gathering ship, through the North Sea and the English Channel on Christmas Eve. A Wildcat helicopter from 815 Naval Air Squadron, based at RNAS Yeovilton, was then dispatched to monitor two further Russian vessels.HMS Westminster recently came out of a major overhaul in 2016 which saw her fitted with the Royal Navy’s new Sea Ceptor missile system which provides improved protection for the Royal Navy against anti-ship cruise missiles, aircraft and other highly sophisticated threats.She assumed the role of the Royal Navy’s Fleet Ready Escort at the start of the year.The Royal Navy has also shared a photo of the HMS Westminster’s missile silo View post tag: HMS Westminster Back to overview,Home naval-today Royal Navy frigate escorts Russian task group through English Channel View post tag: Soobrazitelnycenter_img View post tag: Steregushchy-class January 9, 2018 Authorities View post tag: Boiky Share this articlelast_img read more

7th Circuit: Officer Had Reasonable Suspicion To Prolong Traffic Stop

first_img7th Circuit: Officer Had Reasonable Suspicion To Prolong Traffic StopOlivia Covington for www.theindianalawyer.comThe 7th Circuit Court of Appeals has affirmed a northern Indiana man’s conviction of possession more than 15 doctored gift cards, finding the police officer who stopped the man had reasonable suspicion to prolong the traffic stop that led to the discovery of the fraudulent gift cards.In United States of America v. Mohamed Fadiga, 16-3870, Mohamed Fadiga was convicted of possessing more than 15 unauthorized gift cards that had been fraudulently re-encoded. His offenses were discovered when a police officer stopped a rental car Fadiga was riding in for having an expired license plate and, upon asking Fadiga to retrieve his license, saw “oodles” of plastic cards in lieu of money in his wallet.The officer was then given consent to search the car, which led to the discovery of a bag full of gift cards. A second officer then arrived with a card reader, which detected the cards had been tampered with.Fadiga moved to suppress the evidence, holding the officer had violated his Fourth Amendment rights by extending the traffic stop by about 30 minutes to allow the card reader to arrive, basing his argument on the case of Rodriguez v. United States, 135 S. Ct. 1609 (2015). But the U.S. District Court for the Northern District of Indiana held the officer had reasonably suspected the car’s occupants were in possession of the doctored gift cards, with Judge Philp Simon denying Fadiga’s motion to reconsider.The 7th Circuit Court of Appeals agreed with the district court Thursday, with Judge Frank Easterbrook writing there were other suspicious details aside from the plethora of gift cards, such as the driver’s claimed ignorance of the rental car’s owner and the fact that a rental agreement Fadiga produced at the scene did not authorize himself or the driver to operate the car.“Rodriguez tells us that reasonable suspicion permits a delay for the arrival of investigative resources,” Easterbrook wrote. “… Whether or not they waited for a card reader, the police were entitled to detain Fadiga and (the driver) until their authority to use the car had been determined.”But Fadiga further argued racial discrimination was part of his case, considering he is black, but none of the jurors were. Though the jurors were selected from Lake and Porter counties, which have populations that are about 20 percent black, Easterbrook said “Fadiga has not attempted to estimate the probability that it could occur by chance – nor has he provided data about voter registration or the age distribution of the counties’ population … .” At the time of Fadiga’s jury selection, the plan for summoning residents for jury duty consisted of a pool of only registered voters, not all residents with government-issued identification, as the system works today, the judge said.“It is possible to imagine things going wrong, such as a batch of jury summonses being sent to a single town or precinct that is predominantly white, but there’s no evidence that this, or anything else, did go wrong,” Easterbrook wrote. “As no one is entitled to racial balance on any particular jury, the district court properly rejected Fadiga’s complaint about this pool.”FacebookTwitterCopy LinkEmailSharelast_img read more